# Add funds

# Add funds

Your **reward budget** is the pot your campaigns pay rewards from. You top it up by card, and Frak only spends it when a real, confirmed sale happens. Nothing goes out until you fund it and switch payouts on.
**Where to find it:** Open your merchant and go to **Manage Budget** (also shown as **Wallet**). Everything below lives there.

## Set up your budget

The first time, click **Set Up Budget**. This creates the budget your campaigns draw from. You only do it once per merchant.

## Add funds

1. Click **Add funds**.

2. Enter the amount and pay by card. **Stripe** handles the payment securely, so Frak never sees your card details.

3. Your new balance appears under **Reward Budget** once the payment clears.
**Note:** Top-ups take **1 to 5 business days** to clear. Like any payment, they go through standard security and anti-money-laundering checks before the funds land in your balance.

## Turn payouts on or off

A **Distributing Rewards** toggle controls whether active campaigns can pay out:

- **On**: rewards are sent automatically as customers refer and buy.
- **Off**: payouts pause. Your campaigns and balance stay exactly as they are, nothing is lost.
**Caution:** If your budget runs empty, active campaigns can't reward customers until you add funds. The dashboard shows a clear banner when that happens.

## Get money back

Need to pull unused funds back? Turn **Distributing Rewards** off, then use **Withdraw funds**. Your available balance returns to your wallet. Rewards already promised to customers stay reserved, so you only ever withdraw what's truly free.
**Next step:** Funded and ready? [Create a campaign](/guides/campaigns/create/) to decide what customers earn.